Whether you're still planning for retirement or you've already moved into that phase of your life, there's a lot you can do to ensure good health during your retirement years.

Start by learning what to expect as you get older, such as changes in muscle mass, sex drive, vision and heart health. After all, your dreams for an enjoyable retirement likely depend on good health. Then think about how you can maintain your health through the years. For example, look for ways to lower your risk of falls, incorporate physical activity into your daily routine and improve your memory.

Another important aspect of healthy retirement is long-term care. Review care options, as well as how to pay for them, before you need them. That will help prevent hasty decisions later.