Humana's ChoiceCare Network opens access to services at Mayo Clinic

Monday, September 15, 2003

Louisville, Ky., and Rochester, Minn. — September 15, 2003 — ChoiceCare Network, the national PPO network of Humana Inc. (NYSE: HUM), and Mayo Clinic announced today an agreement enabling members of Humana PPO plans supported by ChoiceCare Network to use Mayo Clinic for health care services.

The agreement opens access to all inpatient, outpatient and ancillary health care services at the three Mayo Clinic sites in Rochester, Minn.; Jacksonville, Fla.; and Scottsdale, Ariz.

"Mayo Clinic is widely recognized as one of the nation's premiere health care institutions," said Bruce Perkins, senior vice president of national contracting for Humana. "We are pleased to announce this relationship, which further enhances Humana's ChoiceCare Network, solidifying its standing as one of the largest nationwide PPO network offerings."

"We look forward to serving members of health plans that use the ChoiceCare Network with access to our diagnostic and treatment capabilities in every medical specialty," said Jasper Daube, M.D., medical director of managed care at Mayo Clinic. "This means patients will have access to multiple experts, at all three Mayo Clinic locations, for complex medical problems."

About Mayo Clinic
Mayo Clinic is a not-for-profit organization with locations in Scottsdale, Ariz., Jacksonville, Fla., and Rochester, Minn. Mayo Clinic thoroughly diagnoses and treats complex medical problems in every specialty.

About ChoiceCare Network
ChoiceCare Network is the national PPO network of Humana Inc. and one of the largest proprietary provider networks in the United States. The Louisville, Ky.-based company currently offers a network of more than 2,800 hospitals and more than 360,000 physicians and ancillary care providers in all 50 states and the District of Columbia, serving 1.3 million PPO members. About Humana

Humana Inc., headquartered in Louisville, Ky., is one of the nation's largest publicly traded health benefits companies, with approximately 6.6 million medical members located primarily in 18 states and Puerto Rico. Humana offers coordinated health insurance coverage and related services – through traditional and Internet based plans – to employer groups, government-sponsored plans and individuals. More information regarding Humana is available via the Internet at www.humana.com, including on-line:

*Copies of annual reports to stockholders;
*Copies of Securities and Exchange Commission filings;
*Copy of most recent investor presentation;
*Copies of quarterly earnings press releases;
*Audio archive of the most recent earnings release conference call;
*Calendar of events (includes upcoming earnings conference call dates, related conference call access number, and planned participation in investor conferences).

Contact(s):
Dick Brown
Humana Corporate Communications
Phone: 502-580-3683
Email: dbrown4@humana.com

Cathy Stroebel
Mayo Clinic Communications
Phone: (507) 284-5005
Email: lee.sara@mayo.edu

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