Before the holiday shopping season starts, decide how much you can afford to spend. If money is tight, try these alternatives: Suggest drawing names for a family gift exchange. Make gifts, such as certificates for a home-cooked meal or an evening of baby-sitting. Donate canned goods to a local food shelf in lieu of gifts. Remember, the best parts of the holiday season rarely come wrapped in a box. Treasured memories are the gifts that last.
Nov. 10, 2012